Tag Archives: cycling

4 Things You Will Need To Consider If You Are Cycling To Work

I started cycling to work back in 2007. The average cycling journey to office took about 30-40 minutes. I stopped for a year when I went back to school to further my study. Moving to the Hougang does make the distance from my house to school longer and the hectic study schedule just make it impossible for me to cycling to school.

After graduated from NUS, I found a job near Raffles Place; I started to cycle to work again December 2010, this time it last about 5 months. These were few challenges I think worth mentioned if you want to cycle to work:

Distance: 13.94km

This is the distance I need to travel if I want to cycle to work from my house at Hougang to office. From the number, it seems really big, but it’s those slope and traffic that really post a challenge at your cycling journey.

There are one steep slope and several other minor slopes along my way to office. Steep slope plus large number of cars producing exhaust does not give you the breezing feeling you have been seeing on the news paper or blog.

Traffic: A big mix of friendly and unfriendly people

When talk about driver in Singapore, me as a cyclist have a mix of feeling. I met very polite driver who will slow down when they saw me cycling on the road and give me enough space when overtake me, I also met driver who will try all their means to squeeze me on the road or horn at me for being too slow.

Another concern for potential cyclist is safety. Because of the speed and size, cyclists are a group of disadvantaged traveller on the road, and with the absent of bike lane in Singapore, cyclist will have to learn how to cycle defensively and take care of their safety.

 Weather: Unpredictable

After cycling for a while, you will appreciate hot sunny day more than a “refreshing” rainy day. If it is a hot day, moving faster on a bike certainly helps brings me some wind to cool me down.

But if it is a rainy day, there is nothing I can do about it beside put on my poncho raincoat (But that is just me, if you have some serious interest to keep yourself dry under all circumstance, you can try getting one of those breathable rain coat).

Shower facility: Very important

Out of all the challenges I mentioned, this is the only one you can have some control, and you should plan for some serious control on this. Cycling distance is more or less the same even you have chosen the shortest route, you can’t really tell the driver to give up one lane for you, and I assume you don’t possess supernatural power that can control the weather.

Unless your working place is really very near to your house, a proper shower facility is crucial to your cycling journey.

Conclusion

Cycling to work in Singapore was not easy. Evaluate your choice and make plan if you are serious on cycling to work.

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How To Retire Early With A Bicycle, Bowl And Bed

I realized I written more about sleeping and cycling than saving and investment here in this blog. This trend sometimes draw questions from friends and family asking “ How come your blog all talk about cooking your own meal, cycling to work and how to sleep well (doesn’t this important)? Shouldn’t you write more about money saving tips, spending strategy, banks with the highest interest rate or which stock is going to be the best performing star this year?”

So, in order to sell you guys the benefit of those, I done a calculation on the numbers involved when cycling to work, cooking own meal and sleep well in night.

1. Cycling
My cycling-to-office plan ended after 4 months. I can’t remember why it dies off but I do remember the number I saved during that period. Here it is:

Cost involved:
Bicycle cost: S$275
Lock: S$15
Helmet: S$30
Mask: S$70
Total cost: S$390

Saving / income:
Saving from 4 months of cycling to office: approximately S$280
Selling price of the bicycle: S$220
Total income: S$500

The end result was actually good for me, saved some money, got some exercise. I earned/saved about S$110 from 4 months of cycling and I am only talking about journey to and from office. During that 4 months period, I also used my bicycle to visit my friend who stays 20km away from me. So the total saving/earning could be more than S$110.

After went through the saving in absolute number, let’s look at the number through the eyes of investor. Let’s calculate how much money we need to save and invest to support this S$70 per month expense.

Investment return from cycling
Assuming our investment gain is 5% per year and it remains stable throughout your investment years. To get a positive cash flow of $70 per month, you need:

(S$70 X 12) / 5% = S$16,800

That sure sounds like serious money to me, S$16,800. It is not longer some trivial expense you always thought when you calculate them from the angle of investment gain and the amount needed to fund them. How long it took you to save up S$16,800? Or when are the last time you saved up S$16,800?

2. Cook Your Own Meal / Sleep Well
When it comes to benefit of cook your own meal or sleep well, it is more than number. Besides the obvious saving from lower food cost, lower entertainment and lower medical cost you get to enjoy life.

What do I means? I means you get to control what are you feeding your children with, I means you get to spend time with your parent while they giving your advice on how to stir fry that vegetables (I sure get many friendly advice from my mum), I means you will be in better mood when you are meeting your friend, talking to your husband/wife and I means you will be performs better at work.

What Should I Do?
If you are convinced like me, have not much talent in cooking but like to try out this cycling/cooking/sleeping business, one almost confirmed guaranteed failed formula will be try to implement them all at same time.

Just do one thing at a time, if your office is very far from your house, don’t cycle to office then, cooks some simple healthy lunch for yourself. If you absolutely hate exercise and cooking, don’t do it, just go to bed half an hour earlier than your usual sleep time or ever 15 minutes is good enough. Just do something.

So, did I convince you why am I writing so many posts about cycling, cooking and sleeping?

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